![]() ![]() Because ATMs use 2FA, he still can’t steal your money because the card is only one factor. A pickpocket on the train steals your wallet, including your ATM card.That’s because he would also need the second, physical factor. If the account is protected by 2FA, he still can’t get in. If your account isn’t protected by 2FA, he is going to be reading your email before you finish your latte. A creep watches over your shoulder as you log into your email at your favorite café.You need both your PIN (something you know) and your bank card (something you have) to get into the account. This approach makes your accounts much more secure.ĪTMs use a form of 2FA. That gives you something non-physical (the password) and something physical (the smartphone). Most of the time, 2FA systems combine something you know with one of the other two factors. Something you are, like your fingerprint.Something you have, like your smartphone.2FA blocks access to an account unless you can produce two out of three of the following factors (pieces of evidence): This is where two-factor authentication (2FA) comes into play.Īs the name implies, two-factor authentication means you can’t sign into your account with just a password. While we can’t force big companies to stop being careless with the personal data they extract from us, we can improve security on our end. It is clear that things need to change and we all need to up our security game. ![]() Ransomware attacks are aimed at everyone from individual users to large corporations and even cities.Phishing attacks that try to trick you into giving some creep access to your data remain a major threat.Breaches of corporate databases containing our personal information keep increasing (see the Compilation of Many Breaches COMB).Many people are victimized but don’t even know if for months due to slow or non-existent reporting by corporations and other organizations. We all know people who have had their data stolen from one account or another. But first, let us set the stage for this discussion. In this guide we’re going to introduce you to two-factor authentication (2FA), and show you how to set it up for many of the most popular online services. ![]()
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